As a moving and storage company, many of your employees spend the majority of their time out on the road. Consequently, the chance of an automobile accident increases significantly. Those who have been involved in an accident before will understand how chaotic this situation can be, especially if the opposing driver is difficult. Luckily, having the proper movers insurance in place will make this issue much easier to deal with.
While coverage is sure to help your business through this, it is important that you remember a few other key responsibilities. Here are seven duties to remember:
#1: Take a picture of the crash site. It is important to take a picture of the intersection and entire site before the vehicles are moved.
#2: Find witnesses. If there are people around, find your witnesses. If people do not step up to the plate as a witness, take a picture of their license plate.
#3: Take a picture of the people in the opposing vehicle. Take a quick snapshot of all the passengers in the other vehicle. Believe it or not, some people will claim that there were more passengers in the vehicle. Not without proof!
#4: Take a picture of the opposing vehicle. You can take a picture and see your own car at any time; take a picture of the other vehicle!
#5: Find out the owner of the opposing vehicle. The driver of the vehicle may not always be the owner. It is important to find out who OWNS the vehicle and get the proper information.
#6: Report where the opposing vehicle can be found. Where is the other car being towed to? It is important to find out!
#7: Do not forget to report the crash. Filling out a crash report should be the number one priority!
The bottom line: it is best to cover your company as best as you can. Doing this through witnesses, reports and photos will benefit the company and the outcome, especially if you were not the one at fault.
At Wolpert Insurance, we want to make sure you are protected in the event of an accident, which is why we offer a unique variety of coverage options for your business. Our specialties include: automobile liability, automobile physical damage, general liability, commercial umbrella and much more. Stop by and grab a free quote today!